Business & Financial Operations

Find Employers with Business & Financial Operations Occupations

Types of occupations for this career path:

Accountants and Auditors: Examine, analyze, and interpret accounting records for the purpose of giving advice or preparing statements. Install or advise on systems of recording costs or other financial and budgetary data.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; reading comprehension; active listening; critical thinking; judgment and decision making; complex problem solving; time management;  economics and accounting; English language; mathematics
Training Programs: Accounting and computer science; accounting; auditing; finance; business; taxation

Agents and Business Managers of Artists, Performers, and Athletes: Represent and promote artists, performers, and athletes to prospective employers. May handle contract negotiation and other business matters for clients.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; speaking; active listening; critical thinking; persuasion; negotiation; time management;  customer and personal service; sales and marketing; English language
Training Programs: Arts management; purchasing, procurement/acquisitions and contracts management

Appraisers and Assessors of Real Estate: Appraise real property to determine its fair value. May assess taxes in accordance with prescribed schedules.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; speaking; active listening; critical thinking; judgment and decision making; social perceptiveness; time management;  customer and personal service; mathematics; building and construction
Training Programs: Real estate

Budget Analysts: Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
Important Abilities & Skills: Written comprehension; mathematical reasoning; number facility; judgment and decision making; time management; complex problem solving; economics and accounting; English language; mathematics
Training Programs: Accounting; finance

Claims Adjusters, Examiners, and Investigators: Review settled claims to determine that payments and settlements have been made in accordance with company practices and procedures, ensuring that proper methods have been followed. Report overpayments, underpayments, and other irregularities. Confer with legal counsel on claims requiring litigation.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; reading comprehension; critical thinking; active listening; negotiation; judgment and decision making; social perceptiveness; English language; customer and personnel service; law and government
Training Programs: Health/medical claims examiner

Compensation, Benefits, and Job Analysis Specialists: Conduct programs of compensation and benefits and job analysis for employer. May specialize in specific areas, such as position classification and pension programs.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; active listening; critical thinking; reading comprehension; complex problem solving; systems analysis; operations analysis; personnel and human resources; English language; administration and management
Training Programs: Human resources management/personnel administration

Compliance Officers: Examine, evaluate, and investigate eligibility for or conformity with laws and regulations governing contract compliance of licenses and permits, and other compliance and enforcement inspection activities not classified elsewhere.
Important Abilities & Skills: Oral expression; written comprehension; oral comprehension; active listening; speaking; critical thinking; social perceptiveness; judgment and decision making; complex problem solving; English language; law and government; customer and personal service

Cost Estimators: Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.
Important Abilities & Skills: Number facility; mathematical reasoning; oral comprehension; mathematics; critical thinking; speaking; complex problem solving; judgment and decision making; management of financial resources; engineering and technology; English language; economics and accounting
Training Programs: Materials engineering; mechanical engineering; construction engineering; manufacturing engineering; construction engineering; business

Credit Analysts: Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.
Important Abilities & Skills: Problem sensitivity; mathematical reasoning; number facility; critical thinking; active learning;  reading comprehension; complex problem solving; service orientation; judgment and decision making; economics and accounting; English language; mathematics
Training Programs: Accounting; finance; credit management

Emergency Management Specialists: Coordinate disaster response or crisis management activities, provide disaster preparedness training, and prepare emergency plans and procedures for natural (e.g., hurricanes, floods, earthquakes), wartime, or technological (e.g., nuclear power plant emergencies, hazardous materials spills) disasters or hostage situations.
Important Abilities & Skills: Problem sensitivity; deductive reasoning; oral comprehension; speaking; critical thinking; reading comprehension; service orientation; complex problem solving; coordination; public safety and security;  law and government; administration
Training Programs: Community organization and advocacy; public administration

Employment, Recruitment, and Placement Specialists: Recruit and place workers.
Important Abilities & Skills: Speech clarity; oral expression; oral comprehension; speaking; reading comprehension; active listening; social perceptiveness; service orientation; time management;  personnel and human resources; English language; customer and personal service
Training Programs: Human resources management/personnel administration

Financial Analysts: Conduct quantitative analysis of information affecting investment programs of public or private institutions.
Important Abilities & Skills: Written comprehension; oral expression; written expression; writing; reading comprehension; critical thinking; complex problem solving; judgment and decision making; systems analysis;  economics and accounting; English language; mathematics
Training Programs: Accounting and finance; accounting and business/management; finance

Financial Examiners: Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify correctness of, or establish authenticity of records.
Important Abilities & Skills: Problem sensitivity; deductive reasoning; written comprehension; reading comprehension; critical thinking; speaking; instructing; judgment and decision making; time management;  English language; economics and accounting; law and government
Training Programs: Human resources management/personnel administration

Insurance Underwriters: Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
Important Abilities & Skills: Oral comprehension; oral expression; written comprehension; reading comprehension; active listening; speaking; complex problem solving; judgment and decision making; time management;  English language; medicine and dentistry; customer and personal service
Training Programs: Insurance

Insurance Appraisers, Auto Damage: Appraise automobile or other vehicle damage to determine cost of repair for insurance claim settlement and seek agreement with automotive repair shop on cost of repair. Prepare insurance forms to indicate repair cost or cost estimates and recommendations.
Important Abilities & Skills: Oral expression; oral comprehension; written comprehension; reading comprehension; active listening; writing; social perceptiveness; judgment and decision making; time management;  English language; customer and personal service; computers and technology
Training Programs: Insurance

Loan Counselors: Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
Important Abilities & Skills: Speech clarity; speech recognition; written comprehension; active listening; critical thinking; speaking; social perceptiveness; coordination; judgment and decision making;  English language; customer and personal service; clerical
Training Programs: Banking and financial support services; finance and financial management services

Loan Officers: Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
Important Abilities & Skills: Oral expression; speech clarity; oral comprehension; active listening; critical thinking; speaking; service orientation; complex problem solving; judgment and decision making;  sales and marketing; customer and personal service; economics and accounting
Training Programs: Finance; credit management

Logisticians: Analyze and coordinate the logistical functions of a firm or organization. Responsible for the entire life cycle of a product, including acquisition, distribution, internal allocation, delivery, and final disposal of resources.
Important Abilities & Skills: Deductive reasoning; inductive reasoning; oral expression; critical thinking; active listening; reading comprehension; complex problem solving; time management; coordination; English language; customer and personal service; computers and technology
Training Programs: Logistics and materials management; operations management and supervision; transportation/transportation management

Management Analysts: Conduct organizational studies and evaluations, design systems and procedures, conduct work simplifications and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; speaking; reading comprehension; active listening; complex problem solving; judgment and decision making; systems analysis;  customer and personal service; administration and management; English language
Training Programs: Business/commerce; business administration and management

Meeting and Convention Planners: Coordinate activities of staff and convention personnel to make arrangements for group meetings and conventions.
Important Abilities & Skills: Oral expression; oral comprehension; written comprehension; active listening; speaking; critical thinking; time management; social perceptiveness; coordination; customer and personal service; English language; clerical
Training Programs: Selling skills and sales operations

Personal Financial Advisors: Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients’ assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives to establish investment strategies.
Important Abilities & Skills: Written comprehension; oral expression; oral comprehension; speaking; reading comprehension; critical thinking;  judgment and decision making; service orientation; social perceptiveness;  customer and personal service; sales and marketing; economics and accounting
Training Programs: Financial planning and services; finance

Purchasing Agents and Buyers, Farm Products: Purchase farm products either for further processing or resale.
Important Abilities & Skills: Oral expression; oral comprehension; speech clarity; active listening; speaking; critical thinking; persuasion; negotiation; complex problem solving; food production; administration and management; customer and personal service
Training Programs: Agricultural/farm supplies retailing and wholesaling

Purchasing Agents, Except Wholesale, Retail, and Farm Products: Purchase machinery, equipment, tools, parts, supplies, or services necessary for the operation of an establishment. Purchase raw or semi-finished materials for manufacturing.
Important Abilities & Skills: Oral expression; oral comprehension; inductive reasoning; speaking; active listening; critical thinking; judgment and decision making; negotiation; complex problem solving; mathematics; clerical; administration and management
Training Programs: Sales, distribution, and marketing operations; insurance

Tax Examiners, Collectors, and Revenue Agents: Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.
Important Abilities & Skills: Problem sensitivity; deductive reasoning; oral comprehension; reading comprehension; active listening; critical thinking; complex problem solving; judgment and decision making; social perceptiveness;  customer and personal service; law and government; English language
Training Programs: Accounting; taxation

Tax Preparers: Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
Important Abilities & Skills: Oral comprehension; near vision; written comprehension; reading comprehension; active listening; critical thinking; complex problem solving; service orientation; social perceptiveness;  economics and accounting; customer and personal service; mathematics
Training Programs: Accounting technology and bookkeeping; taxation

Training and Development Specialists: Conduct training and development programs for employees.
Important Abilities & Skills: Written expression; oral expression; oral comprehension; speaking; reading comprehension; learning strategies; instructing; social perceptiveness; coordination;  English language; customer and personal service; administration and management
Training Programs: Human resources management/personnel administration

Wholesale and Retail Buyers, Except Farm Products: Buy merchandise or commodities, other than farm products, for resale to consumers at the wholesale or retail level, including both durable and nondurable goods. Analyze past buying trends, sales records, price, and quality of merchandise to determine value and yield. Select, order, and authorize payment for merchandise according to contractual agreements. May conduct meetings with sales personnel and introduce new products.
Important Abilities & Skills: Oral expression; oral comprehension; speech clarity; active listening; speaking; critical thinking; persuasion; negotiation; social perceptiveness; customer and personal service; administration and management; sales and marketing
Training Programs: Sales, distribution, and marketing operations; apparel and accessories marketing operations; apparel and textile marketing management; insurance; merchandising and buying operations; fashion merchandising

Education and training for this career path:
Administrative Assistant ; Ethnic Studies ; Business (Finance/Accounting/HR) ; English ; Marketing ; Math & Statistics ; Public Administration